Community reinvestment at FSB

About the Community Reinvestment Act

The Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. FSB is able to provide hard copies of these documents, please contact us using the link below to request a copy of the public file. Under the CRA, the public file must be maintained and current as of April 1 of each year.

Public Comments

Public comments received by the bank in the current and two prior calendar years regarding FSB performance in meeting community credit needs.
No public comments have been received in the prior two calendar years.

Performance Evaluation

Review FSB most recent CRA Performance Evaluation (PE).  The PE is an evaluation of the Bank's investment back into the community.

Locations & Hours

FSB has 8 locations in Iowa committed to serving our customers and communities. Find locations, hours, and demographic information for each branch by selecting their individual bio pages in the link above.

Assessment Areas

FSB has two assessment areas in Iowa.  The first assessment area is located in Northeast Iowa and includes the full counties of Black Hawk, Buchanan, and Bremer.  The second assessment area is located in the Des Moines area and includes the full counties of Dallas and Polk.

CRA Disclosure Statement

FSB is required under the Community Reinvestment Act (CRA) to make public certain disclosures.  Click the link above and search: 
Institution Name: Farmers State Bank
Respondent ID: 12855

HMDA Disclosure Statement

FSB is required under the Home Mortgage Disclosure Act (HMDA) to make public certain disclosures. HMDA data is available online clicking the link above and search: 
LEI Number: 549300ZJODJ0SZUNMX12

Branch Openings & Closings

List of branch openings and closures in the current and two prior calendar years.

Products, Services & Fee Schedule

FSB offers a variety of personal and business banking products and services.

Public File Request

If you would like to request a hard copy of the CRA Public File please contact us.

How to Apply for a Charitable Donation

If you are interested in applying for a charitable donation from FSB, please review our eligibility criteria and application process carefully. We accept applications from nonprofits of all sizes, and we encourage organizations to apply that are working to make a difference in our communities.

Donation Guidelines