Whether you’re ready to buy a new home or make improvements around the house, FSB has financing options right for you.
Our mortgage loan officers are ready to help you with your real estate needs.
Purchase, refinance, remodel or build your dream home! FSB is here to guide you through the mortgage process. We offer competitive rates, low closing costs and lightning-fast pre-approvals with all our home loans. Feel comfortable knowing you will have the same friendly loan officers from start to finish and take advantage of our flexible payment terms on in-house loans.
We can provide:
The rates shown are for the purchase of a primary residence with no points paid.
Contact a Home Loan Expert for refinancing rates.
A Home Equity Line of Credit (HELOC) operates like a revolving line of credit, meaning you save money by paying interest only on what you need. Keep this line of funding open for emergency or unforeseen expenses and don’t worry about penalties for non-usage. Ask your tax specialist about potential tax deductions on the interest you pay and use HELOCs to get the most out of the equity in your home.
A Fixed Rate Junior Home Equity is a second mortgage with set rates based on the equity in your home and the term of the loan. This type of loan has a set payment made over a fixed term. It can be combined with a first mortgage to avoid paying Private Mortgage Insurance (PMI) when purchasing a home.