Loyalty Checking Account from FSB

Make Your Money Work for You

Earn 2.00% APY* on balances up to $15,0003 every month when you complete a few simple requirements. Maximize your money with this account.

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Loyalty Checking3 at a Glance

  • Minimum Opening Deposit$25
  • Minimum Balance Required $0
  • Minimum Automatic Transfers Per Month Required2
  • Minimum Debit Transactions Per Month Required
    ($10 minimum per transaction)15
  • Minimum Sign-in to I-Banking Per Month 1
  • Earns Interest or Rewards checkmark
  • Available for FREE eStatements checkmark
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Rates Effective as of 
December 19, 2024

See disclosures for additional information.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily. Fees may reduce earnings. Available on personal accounts only and one account per household. Under no circumstances will FSB make interest adjustments to the account holders if the above requirements are not met. The only exception will be in the event of FSB's errors. Only available in FSBs trade area. See Bank or TIS for more details.

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To earn 2.00% APY* on balances up to $15,0003 and 0.15% APY* on any balance over $15,000, the following must be completed and posted by the last business day of each month:

  • Two automatic transfers per month (ACH Direct Deposit or Payment)
  • Minimum of 15 debit card transactions per month (excludes ATMs) with a minimum amount of $10.00 per transaction
  • Receive monthly eStatements (with valid e-mail address)
  • Sign in to I-Banking once per month
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Earn More with Loyalty Checking's3 Great Features

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2.00% APY* On Balances Up To $15,000
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Free Debit Card
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Mobile Banking With Check Deposit
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Free IBanking With Free Bill Pay

All Checking Accounts Feature:

  • square_checkmark No Maintenance Fees
  • square_checkmark Unlimited ATM Transactions 
  • square_checkmark FREE Mobile Banking
  • square_checkmark FREE I-Banking with FREE Bill Pay Feature
  • square_checkmark FREE Debit Card
  • square_checkmark Overdraft Protection Available
    (Subject to qualification, certain fees may apply)

Manage Your Money on the Go With the FSB Mobile App

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    Monitor Your Account

    See account balances and transaction history.

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    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

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    Perform Transactions

    Transfer money between accounts.

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    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.