Smart Start Savings Account from FSB

Get Started Early With Smart Start Savings6

Have you ever wished you started saving earlier? Now you can get your kids and grandkids started off on the right foot.

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Smart Start Savings6 at a Glance

  • Minimum Opening Deposit$100
  • Minimum Balance$100
  • Age Requirement0 - 17
  • Minimum Sign-in to I-Banking Per Month 0
  • Requires eStatements checkmark
  • Inactivity feesclosetimes
  • Earns Interest (check rates)checkmark
  • Available for FREE eStatements checkmark
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Rates Effective as of 
January 17, 2025

See disclosures for additional information.

*APY = Annual Percentage Yield. Rates & APY are variable and may change daily.  Fees may reduce earnings.  Interest compounds monthly. See Bank or TIS for more details.

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FSB offers our future leaders a great way to get their savings ball rolling and keep it moving with our Smart Start Savings Account6. Your child is eligible for the account until the age of 17. Add a FSB checking account and they earn the same rate until they are 24.

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An Upgrade to the Piggy Bank

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0.50% APY* on Balances Up to $10,0006 
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Ages 0-17
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Free Mobile Banking
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Free I-Banking

Manage Your Money on the Go With the FSB Mobile App

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    Monitor Your Account

    See account balances and transaction history.

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    Mobile Check Deposit

    Snap a photo of your checks and deposit them right into your account.

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    Perform Transactions

    Transfer money between accounts.

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    Find Locations

    Use the interactive map to find the nearest FSB location and ATMs.