FSB Auto Loan Rates

Current Auto Loan Rates

Rates Effective as of 
November 7, 2025
Automobiles 10

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2025-2023 Model Years (<60,000 miles)
Term
APR as low as**
60 Months
5.79%
72 Months
5.89%
84 Months
6.54%
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2022-2020 Model Years
Term
APR as low as**
60 Months
5.89%
66 Months
5.99%
72 Months
6.19%
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2019-2017 Model Years
Term
APR as low as**
48 Months
6.04%
54 Months
6.14%
60 Months
6.24%
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2016 & Older Model Years
Term
APR as low as**
36 Months
6.29%
42 Months
6.44%
48 Months
6.64%
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Motorcycles, Snowmobiles, ATVs, Dirt Bikes, etc. 12

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New (2025 - 2022 Models)
Term
APR as low as**
60 Months
7.84%
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Used (2021 - 2018 Models)
Term
APR as low as**
48 Months
8.59%
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Used (2017 & Older Models)
Term
APR as low as**
36 Months
10.34%
Apply Now

‍See Disclosures

**APR = Annual Percentage Rate. Rates subject to credit rating, standard underwriting and subject to change at anytime.  FSB uses NADA as a guide to determine value.  See Bank for more details.